The Most Important Website I Hope You Never Need

I’m one of the lucky ones – I have health insurance. Still, when I was going through my cancer treatment two years ago, I was going through my money fast. Even there I was lucky because I had an emergency fund. But how many of us can afford over $9000 out of pocket for necessary life-saving treatments?  One chemo treatment alone was over $5000. And that’s nothing – if you don’t have insurance and you need to go to the emergency room, you could end up with a bill many times that.

No, this isn’t about how you SHOULD have health insurance or the state of health care in this country. (Don’t get me started.) I want to tell you about the Patient Advocate Foundation and their Copay Relief Program. Visit the website and bookmark it. I hope you never, ever need it, but if you do, you’ll have this information. They are a four-star charity on Charity Navigator.

co-pay relief foundation

From their website:


The Patient Advocate Foundation (PAF) Co-Pay Relief Program (CPR) currently provides direct financial support to insured patients, including Medicare Part D beneficiaries, who are financially and medically qualified for pharmaceutical treatments and/or prescription medication co-payments, co-insurance and deductibles relative to your diagnosis.


  • Patient should be insured and insurance must cover the medication for which patient seeks assistance
  • Patient must have a confirmed diagnosis of the disease/illness for which they seek financial assistance
  • Patient must reside and receive treatment in the United States
  • Patient’s income must fall below 500% of the Federal Poverty Guideline (FPG) with consideration of the Cost of Living Index (COLI) and the number in the household

I was fortunate enough to qualify, and they helped pay for part of my chemotherapy. You have to qualify, and one of the rules is that you must have health insurance. There are other programs out there to assist patients with health care costs, but I think this is one of the biggest. If you are in good health right now, please consider sending them a donation so they can continue to help those who need it. It was a great help to me when I most needed it.


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